Welcome to Estate.co , your trusted partner for all things rentals in the real estate market. Whether you’re looking to rent a residential home, apartment, or commercial space, our expert team is here to guide you through every step of the process.
We offer a wide range of rental properties to suit different budgets and needs. From luxurious condos to affordable apartments, browse our extensive listings to find your perfect match.
Ensuring that tenants meet high standards is key to securing your property’s value. We provide thorough screening services, including credit checks, background checks, and references.
Need help managing your rental property? Our professional property management services will handle tenant communication, maintenance, rent collection, and more—taking the stress out of being a landlord.
Unsure of what to charge for your rental property? Our team conducts in-depth rental market analyses to provide competitive pricing strategies to ensure you maximize your rental income.
Navigating legal contracts can be tricky. We offer expert advice on lease agreements, ensuring that both landlords and tenants are protected under fair terms.
Moving to a new city? We specialize in helping individuals and families find the perfect rental property that suits their lifestyle and budget.
At Estate.co , we understand that financing a rental property requires careful planning and a tailored approach. Whether you’re a seasoned investor or a first-time landlord, we offer a wide range of financing solutions to meet your unique needs and help you maximize your rental property investment.
We offer a variety of loan options designed specifically for rental real estate, providing flexible terms and competitive interest rates. Whether you’re financing single or multi-family properties, seeking government-backed loans, or consolidating multiple rental property finances, our tailored loan programs cater to your unique investment needs.
Flexible Down Payment Options
Our financing solutions come with flexible down payment requirements, allowing you to choose the option that works best for your financial situation. We offer low down payment programs for qualified investors and competitive rates for those able to put down larger amounts.
Cash Flow-Based FinancingWe understand the importance of cash flow in rental properties. Our cash flow-based financing solutions focus on the income potential of your rental property, making it easier for you to secure financing based on your property’s rental income, rather than just your personal income.
Refinancing OptionsAlready own a rental property? We offer refinancing options to help you lower your mortgage rate, consolidate debts, or tap into your home’s equity. Our refinancing solutions are designed to improve your cash flow and overall investment performance.
Bridge LoansNeed short-term financing? Our bridge loans are ideal for investors who need temporary financing to close on a rental property quickly or make renovations before securing long-term financing.
Advisory ServicesOur team of financing experts works with you to understand your goals and craft a financing strategy that fits your investment portfolio. From loan selection to application assistance, we guide you through the entire process to ensure smooth and efficient transactions.
Support for Multi-Property InvestorsWhether you’re managing one property or an entire portfolio, we provide financing options for investors at all levels. Our solutions include bulk financing packages and strategies that allow you to grow your rental property portfolio efficiently.
With years of experience in rental real estate financing, our team provides in-depth insights and personalized solutions tailored to your investment strategy.
Competitive Rates:We work with a network of lenders to ensure you get the most favorable terms and rates available in the market.
Streamlined Process:We make the financing process simple, with fast approvals and minimal paperwork, allowing you to focus on growing your investment.
$30,000
$30,000
$120,000
$30,000
$4,800
$34,800
INCOME ANALYSIS | YEAR 1 | YEAR 2 | YEAR 3 | YEAR 4 | YEAR 5 | YEAR 10 | YEAR 20 | YEAR 30 |
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Gross Scheduled Income | ||||||||
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Homeowners Association | ||||||||
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Total Operating Expenses | ||||||||
Net Operating Income | ||||||||
Capitalization (Cap) Rate (%) | ||||||||
Less Mortgage Expense | ||||||||
CASH FLOW | ||||||||
Cash on Cash Return | 4.8% | 6.1% | 7.5% | 8.9% | 10.4% | 18.7% | 41.4% | 75.3% |
EQUITY ANALYSIS | YEAR 1 | YEAR 2 | YEAR 3 | YEAR 4 | YEAR 5 | YEAR 10 | YEAR 20 | YEAR 30 |
Property Value | $150,000 | $156,000 | $162,240 | $168,730 | $175,479 | $213,497 | $316,027 | $467,798 |
Plus Appreciation | $6,000 | $6,240 | $6,490 | $6,750 | $7,020 | $8,540 | $12,642 | $18,712 |
Less Mortgage Balance | $118,659 | $117,228 | $115,701 | $114,071 | $112,333 | $101,731 | $66,798 | $0 |
TOTAL EQUITY | $37,341 | $45,012 | $53,029 | $61,409 | $70,166 | $120,306 | $261,871 | $486,510 |
Total Equity (%) | 24% | 28% | 31% | 35% | 38% | 54% | 80% | 100% |
FINANCIAL PERFORMANCE | YEAR 1 | YEAR 2 | YEAR 3 | YEAR 4 | YEAR 5 | YEAR 10 | YEAR 20 | YEAR 30 |
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Cumulative Net Cash Flow | $1,686 | $3,823 | $6,432 | $9,531 | $13,143 | $19,651 | $34,042 | $60,237 |
Cumulative Appreciation | $6,000 | $12,240 | $18,730 | $25,480 | $32,500 | $41,040 | $53,682 | $72,394 |
Total Net Profit if Sold | - | $1,309 | $9,548 | $18,158 | $27,158 | $78,674 | $224,020 | $454,393 |
Annualized Return (IRR) | - | 10.9% | 15.7% | 17.6% | 18.4% | 18.6% | 17.5% | 16.9% |